FYI: Here Are 4 Surefire Signs That Retirement Is Calling You

Four tips to help you make the best financial decisions for retirement


Are you ready for retirement? You may be someone who has looked forward to retiring from the day you started working, or maybe you won’t ever completely stop working.

No matter what you’ve envisioned, it’s a very important milestone, and the retirement date you choose will be defined by more than just your age. You should also consider these four things.

1. You’ve evaluated your Social Security options

Navigating Social Security can seem complex, but learning about the program before you retire can help you make a decision that’s best for you. If you take your benefit at your full retirement age (FRA), which is either 66, 67, or somewhere in between, you will receive your standard benefit. You can take Social Security as soon as age 62, but your benefit will be reduced for every month that you start it early. You can also delay it to age 70, and you’ll get a bigger benefit for every month past your FRA that you wait.

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