Ever Wonder What Happens to Your Debt When You Die?

Credit: Ramsey Solutions


Unless you’re Wednesday Addams, your idea of a good conversation probably includes anything but the topic of what happens to your money when you die. And while that’s normally a good thing, those conversations are essential—especially when it comes to your debt. Turns out, your financial problems don’t die when you do.

In fact, your family can inherit your debt. Talk about some unfinished business!

The average American has about $92,727 in total debt, including student loans, personal loans, auto loans and mortgages.1 Ouch. So, with all these debts . . . which types can be inherited? And which debts are forgiven at death?

Don’t worry, here’s everything you need to know about debt after death:

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