From DaveRamsey.com…..
If it looks like a fee, smells like a fee and hurts your wallet like a fee . . . then it’s probably a fee. And while insurance companies might not call them “fees,” there are some sneaky expenses out there that needlessly drive up your insurance bill.
If you’re not careful, you might end up getting nickeled-and-dimed without even realizing it. Making a few tweaks to your insurance policies could help lower the costs of your premiums. While a few bucks saved here and there might not seem like a big deal, those savings add up to a nice chunk of money that stays with you over time!
From annoying fees to unnecessary insurance riders, here are some hidden insurance expenses you might want to drop from your policy.