From DaveRamsey.com….
One of the side effects—or side benefits—of becoming and living debt-free is that you eventually have a credit score of zero. If that’s you, congratulations! You’re unscorable, and because you’re invisible to credit sharks and credit bureaus, you face a unique challenge: How can you prove to a mortgage lender you’re a reliable borrower without a credit score?
It’s going to be a little tough—but don’t lose hope. You can get a mortgage without a credit score. It’s totally worth it. And we’re going to show you how.