From DaveRamsey.com…..
Paying off debt can be frustrating and confusing if you don’t have the right plan. For more than 25 years, Dave Ramsey has taught people a step-by-step approach to slashing their debt called the 7 Baby Steps.
On Baby Step 1, you save $1,000 in a starter emergency fund, and on Baby Step 2, you pay off all your debt (except the house) using a method called the debt snowball.
