From RamseySolutions.com….
If credit card debt is holding you back from the future you really want, it’s time to make a change.
Sure, it’s tempting to believe those rewards you’re earning are worth the crazy amounts of money you’re spending (1% cash back—really?). And sure, you can try to play the game of trying to outsmart the company by opening and closing credit card accounts willy-nilly for the cash rewards and perks.
But if you play that game long enough, someone is bound to end up the sore loser (and it’s never the credit card company). But we want you to win—so let’s talk about how to pay off credit card debt for good.
Why Credit Card Debt Is Bad
We’ve all grown up hearing that credit cards are just a way of life. Our parents taught us the value of hard work, treating others the way you want to be treated, and using the credit card in case of emergencies.
